If any individual in connection with the Minnesota daycare fraud investigations has been formally charged with fraud, theft, embezzlement, bribery, money laundering, or conspiracy after Issuance and before Jan 1, 2027, then the market resolves to Yes. Formal charges require the filing of a criminal complaint, information, or indictment with an appropriate court. Arrests without charges, being named as a target of investigation, civil lawsuits, and administrative actions do not constitute charges. Traffic violations that don't require court appearances and sealed charges that remain sealed through the deadline also don't count. If charges are filed and then dismissed before the deadline, the market still resolves to Yes. Pre-trial diversion agreements involving formal charges count as charges. For groups of individuals, charges against any member of the specified group trigger the criterion. This market will close and expire early if formal charges are filed.